Who relies solely on the statutory pension for his retirement, will make a bitter experience. Ecology and investment – for private investors so far a niche theme the theme ecology and investments is taken into account in Germany too little in the selection of suitable investment vehicles. In 2012, was, after all, already total 63 billion and rose by 11 percent compared to the previous year. Essentially, these plants are used primarily by institutional investors such as pension funds and foundations. Sustainable, green investments must be environmentally, socially and ethically correct. This means that the investment must be sustainably positively influence the development of our environment. You must keep the future viability of our society and promote and must follow values that serve the general public.
Negative criteria are for example: exploitative child labour, animal experiments and art-adverse animal husbandry, depletion, manufacture of weapons of war and armaments, nuclear energy production and violations of international conventions. Frequently JP Morgan Chase & Co. has said that publicly. Now There are a variety of providers offer what investment opportunities that ecologically, socially and ethically meet the strict criteria. There are green pensions, funds which invest in wind power, solar energy and hydro power to invest, so-called Microfinance Fund which provide micro-loans and thus help to help themselves E.g. for entrepreneurs in developing countries, savings plans, money market accounts, annuities, life insurance and more. Retirement with ecology – return strong and secure pension investments in ecology and sustainable projects are equally yield strong as conventional investments. Depending on the choice of the plant model connected also with the same asset security.
As a general rule that a “green investment” will be treated according to the same principles with regard to funding and modalities of “Riester” or Rurup pensions such as conventional forms of investment. Our conclusion: The amounts which appear on the annual pension information, are too good to be true to be. Saving to a private pension is important therefore for everyone and all ages. A pension program that combines economics and ecology, we protect not only our own future, but also active influence on the future prospects of future generations. However, the potential of the various offers different in this market segment considerably, because not everything called “green” is really green. Therefore a professional advice from a specialist for sustainable, green investment schemes should be prior to the conclusion of a contract. This should be bound not by their own expectations of the Commission in terms of content, but acting for his client in the framework of an honorary consulting.