If it is to think to make one I credit staff, knows prematurely which the factors that will be able to influence its approval or not. One I credit staff is one I credit that commonly it has one high tax of associated interest, but how many more guarantees if to give to the financier or creditor who we will go to restitute the money, faster it in will loan the sum to them desired. That is always controversial, because ideally the banks alone would loan money had who it and it does not need the loan for nothing, therefore these yes have guarantees of that they can pay what to ask for. Let us see then what it is analyzed when somebody requests a personal credit to a bank or another financial entity: Description of the person stops with the financial institution or other. Normally, the past is investigated a little to know if the person is respeitadora of its obligations. She is given to special attention the previous operations of credit. If already she has a past of bad payer, does not mean that its credit is not approved.
Probably until it will be, but it passes to be considered a credit with some risk, and this is gone to reflectir in the interest tax. Monthly and/or Annual incomes. She is necessary to certify that you have a source of incomes, seno as will go to liquidate its divides? He is obvious that in unemployment case, the attainment of one I credit staff to the balcony of a bank, could be an arduous task. Its financial Situation and Patrimonial Actualizada. You until can have a good one commanded and to have been a good payer in the past, but this can not arrive. Who knows if it did not invest everything in shares that they had devaluated or everything in the game disappeared. The bank goes to try to discover which the goods that belong to it they will be able to serve of mortgage and which the state concrete of its financial situation. Click in I credit Staff if it wants to learn more on credits.